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Mortgage Bankerof the People

Free tools and resources built by a Loan Officer, for Loan Officers — sharper numbers, faster quotes, zero guesswork.

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Built for LOs, by an LO

No logins. No paywalls. Fast, accurate calculators built to give Loan Officers an edge on every file.

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PA Transfer Tax Calculator

Enter sales price and municipality. Get the total transfer tax with 50/50 split — including all 47 PA local rate variations.

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Closing Cost Estimator

Save your fee profile, run CD-style estimates in seconds. Built-in PA TIRBOP title rates and our transfer tax data.

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DPA Program Lookup

Quick reference for FHA, conventional, and PA down payment assistance program guidelines, limits, and overlays.

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Scenario Comparison Tool

Side-by-side payment, cost, and break-even analysis across loan structures over 5, 10, and 30 years.

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Of the People. For Loan Officers.

Loan Officers deserve tools that are fast, accurate, and free of fluff. This site exists to arm LOs with the numbers, references, and resources we wish we'd had on day one — so we can spend less time digging and more time closing.

47
PA Local Tax Variations
50/50
Buyer/Seller Split
$0
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